This document includes Trust interest rates and bond sale information from 1987 to 2008. It provides a prospective on interest rate trends and the number of projects funded by the program. The interest rates shown are only for the Trust portion of the loan which is blended with DEP's zero-percent funds. This provides borrowers with a loan that is half the prevailing market rate. Projects that promote smart growth through land preservation or urban development are eligible for loans that are one quarter of the market rate. For example, the bond interest rate for 2008 was 4.79 percent. When combined with zero-percent DEP State Revolving Funds, an actual borrower's loan rates are 1.2 percent for smart growth project loans (25/75% split) and 2.4 percent for traditional project loans (50/50% split).

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